Getting paid for getting hacked

In the middle of February, Time Magazine ran a great article on Cyberinsurance or "Shock Absorbers", and I feel this future trend deserves a couple of comments, from the article :"As companies grow more dependent on the Internet to conduct business, they have been driving the growing demand for cyber insurance. Written premiums have climbed from $100 million in 2003 to $200 million in 2005,